| Withdrawal Rate | Required Amount In S&P500 for every $1 of monthly expense | Required Amount for $1000/month | Required Amount for $2000/month | Comment |
| 8% | $150 ($12/year ÷ 8%) | $150k | $300 | Lasts 30 years for a fixed expense that doesn't inflate. Lower success rate. 85% Stocks/15% Bonds |
| 7% | $171 ($12/year ÷ 7%) | $171k | $342 | Lasts 30 years for a fixed expense that doesn't inflate. 80% Stocks/20% Bonds |
| 4% | $300 ($12/year ÷ 4%) | $300k | $600k | Aggressive, lasts only 30 years, inflation included. |
| 3.5% | $343 ($12/year ÷ 3.5%) | $343k | $686k | Forever, inflation included, but could get messed up with bad decades. |
| 3% | $400 ($12/year ÷ 3%) | $400k | $800k | Forever, inflation included. |