Finance

Withdrawal RateRequired Amount In S&P500 for every $1 of monthly expenseRequired Amount for $1000/monthRequired Amount for $2000/monthComment
4%$300 ($12/year ÷ 4%)$300k$600kAggressive, lasts only 30 years, inflation included.
3.5%$343 ($12/year ÷ 3.5%)$343k$686kForever, but could get messed up with bad decades.
3%$400 ($12/year ÷ 3%)$400k$800kForever, inflation included.

Created: 2026-05-03 | Last Updated: 2026-05-23